- PlatformCreate exceptional embedded finance and payment experiences with Powens.
- SolutionsLearn more about the use cases and business activities we serve.
- DevelopersInitiate payments, and aggregate all the financial data and documents you need from over 1800 institutions using a single API and unified development environment.
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- About usWe’re building Europe’s number one Open Finance platform.
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Building the future of Financial Services
When we founded Powens, we set out on a journey to reinvent banking. Along the way, we realized we also wanted to give users control over their data and take financial services to new places. Originally built as an Open Finance platform, we realized that, to achieve this mandate, we needed much more than just data aggregation. That’s why we become today the only platform that brings together Open Finance and Embedded Banking. We empower financial institutions, fintechs, and software vendors across Europe and LATAM to create innovative products and streamline their financial operations through frictionless and fully automated banking and payment experiences. With Powens, possibilities become limitless. Join us in shaping the future of finance.
We are a united team around four values
Bold
We take initiative and are not afraid to blaze a new trail.
Committed
We are dedicated to conquering any problem.
Teamwork
Individuals are at the service of the group.
Striving for the best
Our humility pushes us to become better and better.
Our mission
At Powens, we’re committed to empowering financial players to build better banking and payment experiences. We strive to build Europe’s number one platform combining Open Finance & Embedded Banking, so banks and fintech can innovate at light speed.
Meet our CEO
Jean Guillaume
CEO
After an early career spent advising several European fintech on their strategy and compliance with payment services regulations, Bertrand decided to join Powens to experience from the inside one of the biggest revolutions the financial industry has seen: Open Banking/Open Finance.
In May 2021, he was appointed CEO and focused on Powens’ strategy, product, and European consolidation.
Bertrand is a graduate of Montpellier Business School and Eastern Oregon University.
“We are the undisputed leader in Open Finance in France and we want to become the European leader. We are convinced that we have everything necessary to achieve this, including: a proven B2B model proven for many years, cutting-edge technology, and deep industry expertise beyond Open Banking, a rich ecosystem of over 200 partners, and shareholders who share our vision.”
The Management Team
Guillaume Lhoste
Chief Financial Officer
Finance department
Olivier Maire
Group Chief Revenue Officer
Revenue department
Bertrand Tillay Doledec
Chief Product Officer
Product department
Eric Raduan
Chief Operations Officer
Operations department
Estefanía Ramos
Chief Compliance Officer
Operations department
Benoît Fillon
Chief Technology Officer
Engineering department
Gwendoline Savoy
Chief Marketing Officer
Revenue department
Justine Michel
Chief Human Resources Officer
Human Resources General Services department
Let’s look at our history
11+ Years of expertise
Let’s look at our history
2024
Powens expands its offering by combining Open Finance and Embedded Banking following acquisition of Spanish EMI Unnax
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Let’s look at our history
2023
Powens in France and Unnax in Spain, two of Europe’s most prominent Open Finance fintech leaders, announce their official agreement to join forces and create a European Open Finance champion.
The transaction is subject to the authorization of Spain’s national competent authority (Banco de España).
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Let’s look at our history
2022
Budget Insight raises $35 million from PSG Equity. This new investor should allow the company to develop new products and significantly increase its European footprint, strengthening its position as a leader in Open Finance.
On October 25, Budget Insight has become Powens.
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Let’s look at our history
2021
In 2021, Clément was leaving for new adventures. With his new role as President, Romain will direct the strategic choices related to technology and innovation.
He will now lead the company alongside Bertrand, the appointed CEO. His role is to define the company’s objectives and strategic orientations.
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Let’s look at our history
2019
Budget Insight joins the Crédit Mutuel Arkéa group to accelerate its development and expand in Europe. A partner of choice that shares its vision of banking and its founding values: customer satisfaction and employee happiness.
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Let’s look at our history
2018
The PSD2 comes into effect intending to regulate the activity of AIS (Account Information Services) and PIS (Payment Initiation Services) providers. Budget Insight becomes a payment player approved by the ACPR (Autorité de Contrôle Prudentiel et de Résolution). The company’s business thus enters a regulatory framework.
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Let’s look at our history
2016
With several banking groups among its clients, European expansion was now an obvious choice. The Luxembourg subsidiary is created.
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Let’s look at our history
2015
The company is growing. To support the growth of the teams, it has moved from offices in incubators to its own premises on rue Beaubourg, in the heart of Paris.
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Let’s look at our history
2014
Budget Insight just won its first major contract with Swiss Life, which is willing to provide users with a 360° view of their financial assets. So this is how the Wealth API offering was born.
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Let’s look at our history
2013
The application designed to make people’s life easier was struggling to convince investors. A new business model then took shape: Budget Insight turned into a B2B company for the benefit of transforming financial uses, making it the pioneer of Open Finance.
This change paid off. Companies need banking connectivity now more than ever!
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Let’s look at our history
2012
In January, Clément Coeurdeuil, an engineer at Centrale Supelec school, reached Romain Bignon. His idea is to suggest Romain create a company together to develop a PFM* mobile app by exploiting woob.
On February 27, Budget Insight’s articles of association were filed! The app was then born in a small office within Centrale’s premises.
*Personal Finance Manager, an automatic bank account management app for individuals.
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Let’s look at our history
2010
In February, Romain Bignon, a self-taught developer, created Woob. This open-source connector library automates interactions with video, news, job search, and banking websites. Fun fact: the first connector was developed for… a dating website!
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