- PlateformeCréez des expériences d’embedded finance et de paiement d’exception.
- SolutionsDécouvrez comment Powens peut apporter des solutions à votre entreprise.
- DéveloppeursInitiez des paiements et agrégez toutes les données et documents financiers dont vous avez besoin auprès de plus de 1 800 institutions, à l’aide d’une API unique et d’un environnement de développement unifié.
- Clients
- A proposNous concevons la première plateforme Open Finance européenne.
- Démo
- Connect
- Essayer
- Log in
- Français
Europe-wide coverage
Our Open Finance API connects to 2000+ financial institutions across Europe.
Exhaustive Data
Our real-time transaction data is cleaned and standardized so you can be confident you’re working with relevant and timely data.
Simple integration. Quick onboarding.
Go live in less than a day with our interactive integration guide and free real-life testing environment.
What’s in Bank?
Individual & business
Retrieve all user’s current accounts with superior balance & identification data.
- Instant snapshot of a user’s multiple current accounts with IBANs
- Rich balance attributes: historical, coming, available
- Point-in-time query to retrieve historical data
At least three months’ history of transaction data. Daily updates.
- Operation date, amount, currency, label and transaction type (card, transfer, deposit…)
- Deferred debit transactions
- Up to four data updates per day
How customers connect their accounts to your apps
We ensure all user accounts are easy to connect and always available.
{
"transactions": [
{
"id": 56789,
"wording": "Paiement Acme",
"date": "2020-09-15",
"rdate": "2020-09-16",
"value": -56.78,
"type": "card",
…
},
…
],
"first_date": "2017-02-14",
"last_date": "2020-09-15",
"result_min_date": "2020-08-30",
"result_max_date": "2020-09-30"
}
1
Security & consent
We take your users by the hand by building trust and making sure they consent with confidence.
2
Bank selection
Users quickly find their bank: we highlight popular ones and provide a blazing-fast search experience.
3
Authentication
App-to-app, web redirection, embedded: our API makes it easy to fine-tune the perfect authentication flow for each use case.
4
Account selection
Users can select only the bank accounts they wish to share, making our consent flow fully GDPR-compliant.
5
That’s it!
After the user validated through the bank’s mobile app or SMS code, transactions and balances are instantly retrieved and the user is redirected to your app or website.
Powens console
User-friendly configuration of your domains, client applications, webhooks, and connectors. Complete monitoring of connection statues.
Create an account and let us guide you
Setup a free sandbox in just a few clicks and use the wizard to easily test our API with real-life scenarios.
Configure
Adapt the user flow to maximize success rates. Choose the capabilities and banks to activate.
Monitor
Check bank sync usage and keep an eye on health status reports.
Analyze
Visualize key metrics & trends to optimize your Open Finance experience (amounts , users, conversion rates...)
Why Powens ?
2000+
Institutions
10bn+
Transactions processed
15bn+
Monthly refreshes
99.9%
Uptime across Europe
Safe
Secure & PSD2 compliant
Top use cases using Bank
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