Products

Instant access to clean,

standard bank account data

Allow users to connect their banking data instantly. Access detailed balances, transactions and historical data from current accounts – fully normalized for a seamless integration.

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Europe-wide coverage

Our Open Finance API connects to 2000+ financial institutions across Europe.

Discover coverage

Exhaustive Data

Our real-time transaction data is cleaned and standardized so you can be confident you’re working with relevant and timely data.

Simple integration. Quick onboarding.

Go live in less than a day with our interactive integration guide and free real-life testing environment.

What’s in Bank?

Individual & business

Retrieve all user’s current accounts with superior balance & identification data.

Instant snapshot of a user’s multiple current accounts with IBANs
Rich balance attributes: historical, coming, available
Point-in-time query to retrieve historical data

Go to docs*

At least three months’ history of transaction data. Daily updates.

Operation date, amount, currency, label and transaction type (card, transfer, deposit…)

Deferred debit transactions
Up to four data updates per day

How customers connect their accounts to your apps

We ensure all user accounts are easy to connect and always available.

{
  "transactions": [
    {
      "id": 56789,
      "wording": "Paiement Acme",
      "date": "2020-09-15",
      "rdate": "2020-09-16",
      "value": -56.78,
      "type": "card",
      …
    },
    …
  ],
  "first_date": "2017-02-14",
  "last_date": "2020-09-15",
  "result_min_date": "2020-08-30",
  "result_max_date": "2020-09-30"
}

{
  "transactions": [
    {
      "id": 56789,
      "wording": "Paiement Acme",
      "date": "2020-09-15",
      "rdate": "2020-09-16",
      "value": -56.78,
      "type": "card",
      …
    },
    …
  ],
  "first_date": "2017-02-14",
  "last_date": "2020-09-15",
  "result_min_date": "2020-08-30",
  "result_max_date": "2020-09-30"
}

{
  "transactions": [
    {
      "id": 56789,
      "wording": "Paiement Acme",
      "date": "2020-09-15",
      "rdate": "2020-09-16",
      "value": -56.78,
      "type": "card",
      …
    },
    …
  ],
  "first_date": "2017-02-14",
  "last_date": "2020-09-15",
  "result_min_date": "2020-08-30",
  "result_max_date": "2020-09-30"
}

{
  "transactions": [
    {
      "id": 56789,
      "wording": "Paiement Acme",
      "date": "2020-09-15",
      "rdate": "2020-09-16",
      "value": -56.78,
      "type": "card",
    },
  ]
}

We take your users by the hand by building trust and making sure they consent with confidence.

Users quickly find their bank: we highlight popular ones and provide a blazing-fast search experience.

App-to-app, web redirection, embedded: our API makes it easy to fine-tune the perfect authentication flow for each use case.

Users can select only the bank accounts they wish to share, making our consent flow fully GDPR-compliant.

After the user validated through the bank’s mobile app or SMS code, transactions and balances are instantly retrieved and the user is redirected to your app or website.

"The quality of Powens' technology and the ease of integration enables us to collect our customers' banking data much faster. We can now offer split payment options in less than one minute and achieve the highest acceptance rates on the market."

Louis Chatriot

CEO - Alma