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Credit & Financing
Facilitate real-time credit decisions
Instant credit decisions. Less risk.
Your ticket to providing both businesses and consumers with not only faster, better, and more accurate credit decisions but also simplified (re)payment solutions.
Credit decision-making powered by Open Finance
Shorten time-to-yes
Simplify the onboarding process by automating the retrieval of financial data and proof of identity documents directly from the source.
Automate credit verification processes
Alleviate your team from doing manual, low-value, and time-consuming credit verification tasks that are prone to human error.
Simplify (re)payments
Transfer funds to customers in less than two minutes and automate repayments with payment solutions that seamlessly sync between bank accounts, apps, merchants, and credit providers.
Improve risk management
Improve your credit scoring models and make credit decisions with confidence using honest, accurate, and up-to-date categorized financial data.
Fuel innovation
Enable next-gen credit services like BNPL (Buy Now, Pay Later), micro-lending, and more.
Additional resources
Learn more about how our Open Finance Platform can help you create better and faster credit experiences!