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Credit & Financing
Facilitate real-time credit decisions
![background](https://www.powens.com/wp-content/uploads/2024/09/Hero-visuel-random-cream.jpg)
Instant credit decisions. Less risk.
Your ticket to providing both businesses and consumers with not only faster, better, and more accurate credit decisions but also simplified (re)payment solutions.
![](https://www.powens.com/wp-content/uploads/2024/08/Credit-BNPL-financing-03-1.png)
Credit decision-making powered by Open Finance
![](https://www.powens.com/wp-content/uploads/2024/09/shorten-time-to-yes.png)
Shorten time-to-yes
Simplify the onboarding process by automating the retrieval of financial data and proof of identity documents directly from the source.
![](https://www.powens.com/wp-content/uploads/2024/09/Increase-opt-in-rate.png)
Automate credit verification processes
Alleviate your team from doing manual, low-value, and time-consuming credit verification tasks that are prone to human error.
![](https://www.powens.com/wp-content/uploads/2024/09/powens-icons67.png)
Simplify (re)payments
Transfer funds to customers in less than two minutes and automate repayments with payment solutions that seamlessly sync between bank accounts, apps, merchants, and credit providers.
![](https://www.powens.com/wp-content/uploads/2024/09/personalisation.png)
Improve risk management
Improve your credit scoring models and make credit decisions with confidence using honest, accurate, and up-to-date categorized financial data.
![](https://www.powens.com/wp-content/uploads/2024/09/reduce-manual-errors-cost.png)
Fuel innovation
Enable next-gen credit services like BNPL (Buy Now, Pay Later), micro-lending, and more.
![](https://www.powens.com/wp-content/uploads/2024/09/Hero-Advisory-Form.jpg)
Additional resources
Learn more about how our Open Finance Platform can help you create better and faster credit experiences!